Date: 2012.04.23 | Category: Non Chexsystems Banks | Tags:

If you are still looking for second chance banking, choosing those banks without using Chexsystems is a good idea. Here’s a list of some Credit Unions and banks which do not use chexsystems for account verifications. If you have been listed in Chexsystem and failed to get a new bank account, you can try these banks.

List of Banks Do Not Use Chexsystems

These banks in New York are reported to not use ChexSystems. But I do not guarantee that you can get approved successful 100%. So I list more banks in New York as your alternatives.

Medina Savings and Loan

Website: http://www.medinasl.com/
Address: 11182 Maple Ridge Road, Medina, NY 14103
Phone: 585-798-2801

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Mid Hudson Valley Bank

Website: https://www.mhvfcu.com/
Address: Mid-Hudson Valley FCU, 189 Broadway, Port Ewen, NY 12466
Phone: 845-336-4444
More: https://www.mhvfcu.com/atm/atmlocations_new.html

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Oneida Savings Bank

Website: http://www.oneidabank.com
Address: 182 Main Street, Oneida, NY 13421
Phone: 315-363-2000
More: http://www.oneidabank.com/content.asp?offices

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M&T Bank

Website: https://www.mtb.com
Albany Branch Address: 80 State Street, Albany,NY 12207
Phone: 518-426-6363
More: https://mandtbank.spatialpoint.com/Locations/New-York

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Cross County Federal Savings Bank

Website: https://www.crosscounty.com
Van Nest Branch Address: 791 Morris Park Avenue, Bronx, NY 10462
Phone: 718-828-5600
More: http://www.crosscounty.com/home/contactus

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Tompkins County Trust Company

Website: http://www.tompkinstrust.com/
Cayuga County Address: 86 North St. Auburn, NY 13021315-255-9078
Phone: 607-273-3210, 888-273-3210
More: http://www.tompkinstrust.com/home/locations/

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Fultons Savings Bank

Website: http://fultonsavings.com/
Address: Plaza, Route 57, Phoenix, NY 13135
Phone: 315-695-7214, 315-592-3117

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List of Non Chexsystems Credit Unions

These Credit Unions can work with No Chexsystems at all in New York. I have to tell you that it is not 100% guaranteed, but it is really worth having a try.

Justice Federal Credit Union

Website: https://www.jfcu.org/
Address: 26 Federal Plaza, Room 5-105, New York, NY 10278
Phone: 800-550-5328
More: https://www.jfcu.org/locations_JFCUBranches.asp

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Horizons Federal Credit Union

Website: http://horizonsfcu.com/
Endicott Branch Address: 141 Washington Ave. Endicott, NY 13760
Phone: 607-724-5876
More: http://horizonsfcu.com/content.php?c_id=11

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Ticonderoga Federal Credit Union

Website: https://tfcunow.com
Address: 1178 NYS Route 9N Ticonderoga, NY 12883
Phone: 518-585-6725
More: https://tfcunow.com/page.php?page=33&lnk=t

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Peoples Alliance Federal Credit Union

Website: http://www.pafcu.org/
Jamaica Branch Address: 110-31 Merrick Blvd. Jamaica, NY 11433
Phone: 718-206-4600
More: http://www.pafcu.org/information-desk/pafcu-branches-atms.php

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Horizons Federal Credit Union

Website: http://www.horizonsfcu.com/
Binghamton Branch Address: 120 Main Street, Binghamton, NY 13905
Phone: 607-724-5876
More: http://www.horizonsfcu.com/content.php?c_id=1
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3 responses to “List of Non Chexsystems Banks in New York”

  1. Denise at 2013/08/30 02:23 says:

    This is excellent information. I like anyone else donot like starting anew. However, if I had been properly educated on finances . Perhaps, I would not have to have a second chance. Anyway Thanks for the list! I will work on amending my account with my bank as well !

  2. jackie at 2014/07/28 15:12 says:

    m&t bank do verify through chex systems

  3. michael at 2017/07/20 14:52 says:

    M&T Bank does use the system

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