Date: 2012.05.15 | Category: Non Chexsystems Banks | Tags:

So, if you are considering second chance banking, these banks and credit unions in Texas are highly recommended. All of them do not use any chexsystems service for new account verification.

List of Banks Do Not Use Chexsystems

These banks in Texas are reported to not use ChexSystems. But I do not guarantee that you can get approved successful 100%. So I list more banks in Texas as your alternatives.

Columbus State Bank

Website: http://columbusstate.com/
Branch Address: 1102 Milam Street, Columbus, Texas 78934
Phone: 855-256-9993

Fort Hood National Bank

Website: http://www.fhnb.com
Branch Address: Fort Hood National Bank, Fort Hood, TX 76544
Phone: 800-477-9801

United Community Bank

Website: http://www.unitedcommunity.com/
Branch Address: 2100 F.M. 407, Highland Village, TX 75077
Phone: 972-317-9935

Armed Forces Bank

Website: https://www.afbank.com/
Branch Address: 13471 Sgt Major Blvd. Building 13471, Biggs Army, Airfield , El Paso, TX 79913

Chase Bank of Texas

Website: https://www.chase.com/
Branch Address: 1100 Geronimo Dr, El Paso, TX 79925
Phone:

Colonial Bank

Website: http://www.bbt.com/
Branch Address:
Phone:
Branch Address:
Phone:

Compass Bank

Website: http://www.bbvacompass.com/
Branch Address:
Phone:
Branch Address:
Phone:

1 First Convenience Bank

Website: http://www.1stcb.com
Branch Address: 1520 Exchange Pkwy
Phone:
More: http://www.1stcb.com/locate/en/branch.php

First National Bank of Texas

Website: http://www.fsnb.com/
Branch Address: Building 239, 220 Community Center Drive, SAFB, TX 76311
Phone:
Branch Address:
Phone:

Frost Bank

Website: https://www.frostbank.com
Branch Address: 1240 Keller Parkway, Keller, TX 76248
Phone: 817-420-5200

MetroBank

Website:
Branch Address: 9600 Bellaire Blvd., Suite 252, Houston, Texas 77036
Phone: 888-414-3556

TexasBank

Website: https://www.texasbank.com/
Branch Address: 400 Fisk Avenue, Brownwood, TX 76801
Phone: 325) 649-9200
More: http://www.texasbank.com/about-us/locations-and-hours.html

USAA Federal Savings

Website: https://www.usaa.com
Branch Address: 9800 Fredericksburg Road, San Antonio, TX 78288
Phone:
Branch Address:
Phone:

List of Non Chexsystems Credit Unions

These Credit Unions can works with No Chexsystems at all in Texas. I have to tell you that it is not 100% guaranteed, but it is really worth having a try.

Pantex Federal Credit Union

Website: https://www.pantexfcu.com
Branch Address: 1300 W. Wilson Street, Borger, TX 79007
Phone:

Smart Federal Credit Union

Website: https://www.smartcu.org
Branch Address: 520 FM 1960 East @ Imperial Valley, Houston, TX 77073
Phone:

Texas Bay Area Credit Union

Website: https://www.tbacu.org
Pasadena Branch Address: 1301 Highway 225 , Pasadena, TX 77506
Phone: 713-852-6700

Firstmark Credit Union

Website: https://www.firstmarkcu.org/
Branch Address: Firstmark Credit Union, San Antonio, TX 78270-1650
Phone: 210-342-8484

Texas Community Catholic Credit Union

Website: http://txcathcu.org/
Branch Address: 10103 Shoreview Rd, Dallas, TX 75238
Phone: 214-503-1183

Chemcel Federal Credit Union

Website: http://www.chemcel.org/
Branch Address: 5740 County Road 4, Bishop, Texas 78343
Phone: 361-584-6246
More: http://www.chemcel.org/loc.htm

More Banks And Credit Unions

1st Convenience Bank

Website: https://www.1stcb.com
Branch Address: Killeen, TX 76540-0937
Phone: 800-903-7490

Austin Federal Credit Union

Website: https://www.austinfcu.com/
Branch Address: 1900 Woodward Street, Austin, TX 78741
Phone: 800-950-8143

Austin Telco Federal Credit Union

Website: http://www.atfcu.org/
Branch Address: 8929 Shoal Creek Blvd, Austin, TX 78757
Phone:

Bank of Texas

Website: https://www.bankoftexas.com
Branch Address:
Phone:
Branch Address:
Phone:

Baycel Federal Credit Union

Website: http://baycel.org/
Branch Address: 2900 Hamman Road, Bay City, TX 77414
Phone: 979-244-3995

Carmine State Bank

Website: http://csbcarmine.com/
Branch Address: 235 Centennial Street, P. O. Box 341, Carmine, TX 78932-0341
Phone: 979-278-3244

Chemcel Federal Credit Union

Website: http://www.chemcel.org/
Branch Address: 5740 County Road 4, Bishop, Texas 78343
Phone: 361-584-6246

Community Service Credit Union

Website: http://www.cscutx.com
Branch Address: 250 FM 2821, PO Box 479, Huntsville, TX 77342-0479
Phone: 936-295-3980

Concho Educators Credit Union

Website: http://www.conchoeducators.org/
Branch Address: PO Box 60976, San Angelo, TX 76906
Phone: 325-944-4551

Justice Federal Credit Union

Website: https://www.jfcu.org/
Branch Address: 1433 West Loop South, Houston, TX 77027
Phone:

Lone Star Credit Union

Website: https://www.lonestarcu.org/
Branch Address: P.O. Box 570099, Dallas, TX 75357-0099
Phone: 800-588-6928

Pantex Federal Credit Union

Website: https://www.pantexfcu.com
Branch Address: 1300 W. Wilson Street, Borger, TX 79007
Phone:

Peoples Bank

Website: http://www.pbparis.com/
Branch Address: 2805 Lamar Avenue, Paris, Texas 75460
Phone:

Resource One Credit Union

Website: https://www.r1cu.org/
Carrollton Branch Address: 2501 E Hebron Parkway #300, Carrollton, TX 75010
Phone:

Smart Financial Credit Union

Website: https://www.smartcu.org
CUSC Shared Branch Address: 12174 Greenspoint Dr, Houston, TX 77060
Phone:

Texas Bay Area Credit Union

Website: https://www.tbacu.org
Houston Branch Address: 12611 Fuqua Street, Houston, TX 77034
Phone: 800-577-3164

Texas Community Catholic Credit Union

Website: http://txcathcu.org/
Branch Address: 10103 Shoreview Rd, Dallas, TX 75238
Phone:

Texas Dow Employees Credit Union

Website: https://www.tdecu.org/
Branch Address: 2900 North Velasco, Angleton, TX 77515
Phone: 979-297-1154
More: Angleton, Baytown, Bay City, Brazoria, Cuero, Edna, Freeport, Hallettsville, Houston, Lake Jackson, La Porte , Pearland, Port Lavaca, Seadrift, Victoria, Yoakum

United Heritage

Website: https://www.uhcu.org
Tyler Branch Address: 522 S Broadway Ave, Tyler, Texas 75702
Phone:

Velocity Credit Union

Website: https://www.velocitycu.com/
Main Address: 610 East 11th Street, Austin, Texas 78701
Phone: 512-469-7000

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6 responses to “New List of Non Chexsystems Banks in Texas”

  1. Auto Loans at 2013/03/08 12:55 says:

    What’s up to all, it’s really a pleasant for me to visit this site, it contains valuable
    Information.

    • Gina at 2013/08/20 19:55 says:

      Texas Dow Employees Credit Union do in fact use Chexsystems. Verified today 8/20/13.

  2. Me at 2013/09/10 12:40 says:

    Velocity uses chex systems

  3. Jen at 2013/09/15 08:05 says:

    Just got denied at Wells Fargo on their second chance checking and frost denied us too … We have a issue I’m trying to clear up on chex systems

    • Erika at 2014/06/23 22:12 says:

      Go to USAA

  4. jay at 2014/02/15 17:41 says:

    Use first convenience bank!!!! They did not check my bad history.

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