Date: 2012.09.03 | Category: Second Chance Banks | Tags:

2nd Chance Banking in North CarolinaFor those who have been reported to ChexSystems or Telecheck, there is a special kind of bank account designed as a useful alternative to the regular checking accounts. That is 2nd chance checking account.

This kind of accounts can provide consumers with a good opportunity to get benefits from bank accounts. But you should know that you will not have the same privileges as a regular account. And you’ll be charged more fees for the special service. Even so, it is still a good idea for those person who have been list in ChexSystems.

Self-Help Credit Union

Website: http://www.self-help.org
Branch Locations List:
Toll Free Phone: 800-476-7428

Carter Bank and Trust

Website: http://carterbankandtrust.com
Branch Locations List:
Toll Free Phone: 800-868-5762
E-mail: customerservice@carterbankandtrust.com

WoodForest Bank

Website: http://woodforest.com
Banks and Accounts Details: offering second chance checking

Southern Community Bank and Trust

Access Now: http://www.smallenoughtocare.com
Branch Locations: Union Grove, Raleigh, Glendale Springs, Henderson, Reidsville, Whitakers, Asheboro, Graham, Stoneville, Littleton, Advance, Wilkesboro, Greensboro, Clemmons, Mount Airy, Catawba, Westfield, Lewisville, Hiddenite, Lawsonville, Mount Airy, Winston-Salem, Dobson, Madison, Mocksville, Greensboro, Pfafftown, Elkin, Jonesville, Lexington, Dobson, China Grove, Thomasville, Archdale, Walnut Cove, Hamptonville, Statesville, Pilot Mountain, Colfax, Salisbury, Granite Quarry, Siloam, Pinnacle, High Point,
Toll Free Phone: 888-768-2666
E-mail: scb_connect@smallenoughtocare.com

Capital Bank

Access Now: https://www.capitalbank-us.com
Branch Locations: Mebane, Asheville, Zebulon, Burlington, Wake Forest, Cary, Siler City, Clayton, Sanford, Fayetteville, Raleigh, Graham, Pittsboro, Hickory, Oxford, Holly Springs, Morrisville, Fayetteville,
Toll Free Phone: 800-639-5111

First Citizen’s Bank

Access Now: https://www.firstcitizens.com
Banks and Accounts Details: It is reported that the bank may overlook your negatives in the chexsystems report
Branch Locations: Albemarle, Angier, Apex, Archdale, Beulaville, Bunn, Cary, Concord, Emerald Isle, Garner, Havelock, Hildebran, Knightdale, Marshall, Mount Airy, Oriental, Reidsville, Shallotte, Stedman, Warrenton, Wilkesboro, Arden, Black Mountain, Burgaw, Chapel Hill, Cornelius, Fairview, Garysburg, Hayesville, Hope Mills, Lenoir, Marshville, Murphy, Pilot Mountain, Research Triangle Park, Smithfield, Washington, Williamston, Asheville, Bladenboro, Charlotte, Denver, Fayetteville, Goldsboro, Henderson, Hudson, Lincolnton, Matthews, New Bern, Pinehurst, Richlands, Sneads Ferry, Sunbury, Waynesville, Wilmington, Atlantic Beach, Blowing Rock, Burnsville, Cherokee, Dobson, Fletcher, Granite Falls, Hendersonville, Huntersville, Littleton, Maysville, Newland, Pink Hill, Roanoke Rapids, Snow Hill, Sunset Beach, Weaverville, Wilson, Bald Head Island, Boone, Camp Lejeune, Cherry Point, Dunn, Forest City, Greensboro, Henrietta, Indian Trail, Louisburg, Mills River, Newport, Pisgah Forest, Rbinsville, Southern Pines, Swansboro, Weldon, Winston-Salem, Bayboro, Boonville, Candler, Clayton, Durham, Fort Bragg, Greenville, Jacksonville, Madison, Monroe, Newton, Pittsboro, Roseboro, Southport, Taylorsville, Wendell, Winterville, Beaufort, Brevard, Canton, Clemmons, Eden, Franklin, Grifton, Hickory, Kernersville, Maiden, Mooresville, Newton Grove, Pope Air Force Base, Rural Hall, Sparta, Tryon, West Jefferson, Wrightsville Beach, Benson, Bryson City, Cape Carteret, Clinton, Elizabeth City, Franklinton, Halifax, High Point, King, Morehead City, North Wilkesboro, Princeton, Sanford, Spring Hope, Valdese, Whiteville, Youngsville, Bethlehem, Buies Creek, Carolina Beach, Coats, Elizabethtown, Fuquay Varina, Hampstead, Highlands, Kinston, Marion, Morganton, Oak Island, Raleigh, Selma, Statesville, Walnut Cove, Whittier, Zebulon
Toll Free Phone: 888-323-4732

Fort Sill National Bank

Access Now: http://www.fsnb.com
Branch Locations: Rockingham, Fayetteville, Mebane, Jacksonville, Raleigh, Wake Forest, Fayetteville, Mebane, Hope Mills, Jacksonville, New River, Raleigh,
Toll Free Phone: 800-749-4583
E-mail: fsnb@fsnb.com, FrontLineSupport@fsnb.com

Charlotte Metro Credit Union

Access Now: https://cmcu.org
Details: Offering Fresh Start Checking accounts
Branch Locations: Charlotte, Matthews, Huntersville,
Toll Free Phone: 888-633-2628

Fort Financial Credit Union

Access Now: http://www.fortfinancialcu.com
Branch Locations: Gastonia
Phone: 800-355-8123, 260-432-1561

Members Credit Union

Access Now: http://www.memcu.com
Banks and Accounts Details:
Branch Locations: High Point, CLEMMONS, Salem, Thomasville, HIGH POINT, Kernersville, KERNERSVILLE, Greensboro, THOMASVILLE, Elkin, SALEM, WALLBURG, Toll Free Phone: 800-951-8000, 877-590-3222, 866-560-417, 888-526-0373, 800-960-1426

Piedmont Aviation Credit Union

Access Now: https://www.pacu.com
Branch Locations: Camp Johnson, Asheville, Camp Lejeune, Candler, Cape Carteret, Charlotte, Cherokee, Clayton, Clemmons, Concord, Durham, Eden, Fayetteville, Fletcher, Forest City, Franklin, Gastonia, Graham, Greensboro, Havelock, Hickory, High Point, Jacksonville, Kannapolis, Kings Mountain, Leland, Mooresville, Morehead City, New Bern, Pineville, Salisbury, Shelby, Sneads Ferry, Sylva, Swansboro, Wilmington, Winstom Salem, Clemmons, Concord, Durham, Eden, Fayetteville, Forest City, Gastonia, Franklin, Greensboro, Pineville, New Bern, Morehead City, Mooresville, Leland, Kings Mountain, Kannapolis, Jacksonville, High Point, Hickory, Havelock, Greensboro, Salisbury, Shelby, Sneads Ferry, Spring Lake, Swansboro, Sylva, Waynesville, Wilmington, Winstom Salem
Toll Free Phone: 800-433-7228

North Carolina State Employees’ Credit Union

Website: http://www.ncsecu.org
Banks and Accounts Details: Not using ChexSystems for new accounts verification
Toll Free Phone: 888-732-8562
E-mail: leigh.brady@ncsecu.org

Navy Federal Credit Union

Website: http://www.navyfcu.org
Toll Free Phone: 888-842-6328

Call Federal Credit Union

Website: http://www.callfcu.org
Toll Free Phone: 800-472-3272

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