Date: 2012.11.21 | Category: Second Chance Banks | Tags: ,

FOCUS BankFor those with past banking challenges, Focus bank’s fresh start checking is a good second chance to rebuild their personal finance life. Its opening deposit is only $50 and there is no requirement of minimum balance. If you use eStatements, the monthly service fee is only $5.95, or it is $7.95. Plus, you’ll be eligible for free online banking. The bank has several branch offices in Jonesboro, Marmaduke and Paragould, AR. So, you can access one of the branches and apply for the special checking account.

MAXimum Free Checking is an interest-earning account with 1.51% APY. Its opening deposit is $100. And it is well designed with many features such as free debit card, free mobile banking, free online banking, free bill pay and free direct deposit.

Focus Free Checking is another good type of checking account without service fee. Its opening deposit is only $25. And you’ll also be eligible for many benefits.

About FOCUS Bank

FOCUS Bank is an old community bank mainly serving in MO and AR. The bank offers full-line financial services including deposit accounts, auto loans, personal loans, home loans and various credit cards.

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